Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Vol 5 No 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah

Pengaruh Rasio Keuangan terhadap Efisiensi Bank Panin Dubai Syariah dengan Pendekatan Data Envelopment Analysis - Analisis Diskriminan

Pipit Wahyu Lestari Lestari (UIN Sayyid Ali Rahmatullah Tulungagung)
Rendra Erdkhadifa (UIN Sayyid Ali Rahmatullah Tulungagung)



Article Info

Publish Date
01 May 2023

Abstract

The purpose of this research is to measure the efficiency of Bank Panin Dubai Syariah and classify it into efficient and inefficient categories. In addition, this study also aims to determine the effect of financial ratios including ROA, CAR, NPF, FDR, and Size on the efficiency of Bank Panin Dubai Syariah. This research uses associative research with a quantitative approach. The sampling technique used is purposive sampling which is included in nonprobability sampling. The sample used is Panin Dubai Syariah Bank quarterly data from 2011 to 2021. The number of samples used during the study period was 44 financial report data presented in quarterly financial reports. The data analysis technique used is Data Envelopment Analysis (DEA) and discriminant analysis. The results of this study indicate that Bank Panin Dubai Syariah is not yet in an efficient condition, seen from the average efficiency value of 0.928. This study also shows that the FDR ratio variable has a significant effect on the efficiency of Panin Dubai Syariah Bank, while the ROA, CAR, NPF, and Size ratios have no effect on the efficiency of Panin Dubai Syariah Bank. Keywords: Data Envelopment Analysis, Discriminant Analysis, Islamic Bank Efficiency

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Journal Info

Abbrev

alkharaj

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and ...