PENERAPAN PRINSIP 5C DALAM PEMBERIAN KREDIT SEBAGAI PERLINDUNGAN BANK

Wahyuni, Niniek

Lex Journal : Kajian Hukum dan Keadilan
Vol 1 No 1 (2017): July

Provision of credit to Debtor's customers may result in loss or risk to the bank as creditor if the underlying matters are ignored. To gain confidence and protect the interests of the bank, the bank must make a careful assessment of the nature, capability, capital, collateral and business prospects of the debtor's customers, known as "5C". But in practice the application of 5C principle analysis has not been implemented maximally, even there is a tendency of banks to provide ease of requirements to the debtor's customers, because of the target that must be fulfill by bank.Keywords: Principle 5C. Credit, Bank Protection.