International Journal of Humanities Education and Social Sciences
Vol 2 No 6 (2023): IJHESS JUNE 2023

Pengaruh Non Performing Loan dan Loan to Deposit Ratio terhadap Return on Asset

Muhammad Rafly Awaluddin (Universitas Hasanuddin)
Haliah Haliah (Unknown)
Andi Kusumawati (Unknown)



Article Info

Publish Date
18 Jun 2023

Abstract

Banking is a financial sector institution that has a very important role in the financial system in Indonesia. As an intermediation institution, banks must have good performance, because by having good performance banks will be easier to gain the trust of customers. This study aims to determine how the effect of Non Performing Loan and Loan to Deposit Ratio on Return on Assets. This research was conducted on banking companies listed on the Indonesia Stock Exchange (IDX) using the financial statements of banking companies for 2017-2022. The population in this study is all banking companies listed on the Indonesia Stock Exchange as many as 44 companies. Sampling using the purposive sampling method so that companies that meet the criteria are 5 companies. This study uses multiple linear analysis and F test to find out how the influence between variables. The results of this study show that Non Performing Loan and Loan to Deposit Ratio simultaneously both have a significant effect on return on assets with a significance value of 0.000 < 0.05 in banking companies listed on the Indonesia Stock Exchange (IDX). However, partially non-performing loans have an effect on return on assets with a significance value of 0.000 < 0.05, while the loan to deposit ratio has no effect on return on assets with a significance value of 0.827 > 0.05 for banking companies listed on the Indonesia Stock Exchange (IDX).

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Journal Info

Abbrev

ijhess

Publisher

Subject

Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences Other

Description

International Journal Of Humanities Education and Social Sciences (IJHESS) is to provide a research medium and an important reference for the advancement and dissemination of research results that support high-level research in the fields Culture of Education and Social Science Research . Original ...