Sahid Banking Journal
Vol 2 No 01 (2022): Oktober 2022

PENEMPATAN PADA BANK INDONESIA DEPOSIT IN BANK INDONESIA DAN PENGARUHNYA PADA LABA BERSIH KEGIATAN USAHA BANK UMUM SYARIAH

Rully Trihantana (Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Sahid Bogor)
Abdul (Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Sahid Bogor)
Teguh Imanudin (Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Sahid Bogor)
Ika Santika (Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Sahid Bogor)
Naura Tanzilia Mumtazah (Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Sahid Bogor)



Article Info

Publish Date
30 Oct 2022

Abstract

Sharia Bank business activities, one of which is the activity of placing funds at Bank Indonesia or the Central Bank, its function is to maintain excess liquidity in Islamic banks so that they can be channeled to Bank Indonesia, including SBIS FASBIS Demand Deposits and Others, contracts that usually used is a wadiah contract. In addition to maintaining the excess liquidity experienced by Islamic banks, placement of funds with Indonesian banks is carried out in order to maintain liquidity and also to fulfill BI's duties, namely by carrying out Islamic monetary operations. Against this background, the research question posed is whether and how placements with Bank Indonesia/Deposits in Bank Indonesia in terms of Current Accounts/Deposits, SBIS/Bank Indonesia Sharia Cerificates, FASBIS/Bank Indonesia Sharia Deposit Facilities, and Others/Other have an effect partially or simultaneously to Net Income? And what are the recommendations for contracts regarding placement with Bank Indonesia/Deposits in Bank Indonesia in terms of Current Accounts/Deposits, SBIS/Bank Indonesia Sharia Cerificates, FASBIS/Bank Indonesia Sharia Savings Facility, and increase a better effect on Net Profit. Whereas the variable X1 X2 X3 X4 has a significant effect on Y wake up seen from the results that are not that big because all the independent variables tested use wadiah contracts which are only savings contracts without profit sharing maybe in the future the contracts used can be more variously used by Bank Indonesia itself so that Islamic commercial banks do not feel too disadvantaged because they place their funds in Bank Indonesia rather than channeling them to the public.

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Journal Info

Abbrev

SahidBankingJ

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

Sahid Banking Journal adalah peer-reviewed jurnal ilmiah berisi hasil penelitian ilmiah primer, kajian, ulasan ilmiah atau komentar/ kritik atas artikel yang diterbitkan di Sahid Banking Journal. Sahid Banking Journal menerima manuskrip atau artkel dalam bidang perbankan dan keuangan syariah dari ...