Jurnal Ekbis (Ekonomi & Bisnis)
Vol 11 No 1 (2023): Juni 2023

UJI BEDA RATA-RATA DAYA TAHAN TERHADAP RISIKO KRISIS PERBANKAN SEMBILAN BANK UMUM TERBESAR DI INDONESIA PERIODE 2021-2022

R. Deden Adhianto (Unknown)



Article Info

Publish Date
29 Jun 2023

Abstract

This study aims to determine whether there are differences in the resilience of the nine largest banks in Indonesia to the risk of a banking crisis. The sample used is based on purposive sampling of CAR, TPF, Credit, LDR and NPL (Net) performance data for 2021 and 2022 from the nine largest banks in Indonesia. To find out the results, a mean difference test was carried out with the Paired Sample Test or with the Wilcoxon test on the data. The results of the study show that in 2021 and 2022 there is no significant difference in KPMM performance and the value is relatively higher than the BI standard. In the TPF performance test, there were significant differences and the numbers increased. The test results on credit performance show significant differences and the numbers have increased. As for LDR performance, there is no significant difference and is at a ratio level in accordance with BI regulations. In NPL (Net) performance, there is a significant difference with very healthy conditions where the NPL (Net) level is decreasing. Keywords : CAR, DPK, Credit, LDR and NPL (Net)

Copyrights © 2023






Journal Info

Abbrev

EKBIS

Publisher

Subject

Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

Description

Jurnal EKBIS (Ekonomi dan Bisnis) Politeknik Piksi Ganesha terbit dua kali setahun pada bulan Juni dan Desember. Versi cetak 2012 terbit pertama dengan ISSN 2339-1839. Jurnal ini memuat karya ilmiah berupa hasil penelitian, kajian analisis, penerapan teori dan pembahasan berbagai masalah yang ...