Ekonomi Bisnis Manajemen dan Akuntansi (EBMA)
Vol 7, No 1: 2026

Konsep Riba Jual Beli Kredit

M. Raihan Amri (Ekonomi Islam, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sumatera Utara Medan)
Rizka Amelia (Ekonomi Islam, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sumatera Utara Medan)



Article Info

Publish Date
22 Jul 2026

Abstract

Riba, in the context of credit transactions, refers to the practice of charging or receiving interest or additional profit in buying and selling transactions with a credit system. In Islamic terminology, riba is prohibited because it is considered unjust and violates the principles of justice and equality in economic transactions. In Islam, financial concepts and transactions are governed by Sharia principles that prohibit riba (interest), gharar (uncertainty), and unfair practices. When discussing credit cards in Islam, there are differing opinions among scholars. Some scholars consider credit cards to involve riba and gharar, thus making them prohibited in Islam. Riba is forbidden, and credit involving riba is considered haram (forbidden). Muslims are encouraged to stay away from riba and seek halal alternatives in managing their finances.

Copyrights © 2026






Journal Info

Abbrev

ebma

Publisher

Subject

Economics, Econometrics & Finance

Description

Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) adalah Jurnal Ilmiah dari Fakultas Ekonomi dan Bisnis (FEB) Universitas Labuhanbatu melalui Lembaga Penelitian dan Pengabdian Masyarakat yang dimaksudkan sebagai media pertukaran informasi dan karya ilmiah antara Dosen, mahasiswa dan masyarakat pada ...