SEIKO : Journal of Management & Business
Vol 6, No 2.1 (2023)

The Effect Of Financial Ratio Determinants On Market Share Of Bank Muamalat Indonesia

Septiyanti, Nuratmi Eka (Unknown)
Alam, Syamsu (Unknown)



Article Info

Publish Date
14 Jul 2023

Abstract

This study aims to examine the determinant effect of financial ratios on the market share of Bank Muamalat Indonesia. Financial ratios are approached by the financing to deposit ratio (FDR), operating expenses and operating income (OEOR), non performing financing (NPF), and capital adequacy ratio (CAR). The observation period in this study is 20 years, from 2003 to 2022. This research uses financial report data issued by Bank Muamalat Indonesia and the publication of the Financial Services Authority (OJK). The data analysis method is multiple linear regression. Before using this method, the data was first tested with the classical assumption tests, namely the normality, heteroscedasticity, multicollinearity, and autocorrelation tests. The results showed that FDR and OEOR had a positive effect on Muamalat Indonesia's market share, while NPF and CAR had no effect. 42.7% of the dependent variables in this study can be explained by independent variables, while the rest are influenced by other factors. Keywords : FDR, OEOR, NPF, CAR, Market share.

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Journal Info

Abbrev

seiko

Publisher

Subject

Social Sciences

Description

The Journal Management & Business (SEJaman) provides a forum for academics and professionals to share the latest developments and advances in knowledge and practice of management business both theory and practices. It aims to foster the exchange of ideas on a range of important management subjects ...