NATUJA: Jurnal Ekonomi Syariah
Vol 1 No 1 (2021): (November 2021)

PEMBIAYAAN MURABAHAH BERMASALAH DAN MODEL PENYELESAIAN DI BMT UGT NUSANTARA CAPEM TEGALDLIMO

Habibulloh Habibulloh (Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia)



Article Info

Publish Date
24 Dec 2021

Abstract

This research is a qualitative research. which was held at BMT UGT Nusantara. This study aims to determine the application of murabahah financing risk management applied by BMT UGT Nusantara. While the data collection method in this study used interviews, and documentation information to obtain documents about the management of problematic financing. The data analysis methods used were interview, observation and documentation techniques. The results of the qualitative research show that the risk management system for problematic murabahah financing is to adjust or implement what is in the SOP (Standard Operating Procedure), the factors that affect non-performing financing are internal factors including employee negligence, etc., external factors include a decrease in customer income. , was hit by a disaster, and Efforts were made to save the problematic murabahah financing by using R3 (Rescheduling, Reconditioning, Restructuring) by carrying out predetermined procedures.

Copyrights © 2021






Journal Info

Abbrev

natuja

Publisher

Subject

Religion Economics, Econometrics & Finance

Description

NATUJA: Jurnal Ekonomi Syariah is a journal published by the Department of Sharia Economics, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. This journal is used to provide a forum for researchers, academics, and practitioners who have an ...