<![CDATA[In terms of protecting small and micro-scale enterprises (SMEs), the Indonesian government allocated a social protection scheme, Bantuan Produktif Usaha Mikro (BPUM), to maintain the productivity of the SME activity. This study aims to describe the BPUM distribution based on household and beneficiaries' characteristics. Using National Socio-Economic Survey 2021 and the binary logistic regression method, the result shows that BPUM tends to be allocated to beneficiaries having lower education than university level, male, using the internet, and living in urban areas. Surprisingly, BPUM is distributed to beneficiaries accessing microfinance, namely People's Business Credit (KREDIT Usaha Rakyat(KUR). In which BPUM beneficiaries supposedly are not KUR recipients. This circumstance indicates that BPUM is still not accurately distributed. On the other hand, BPUM is also distributed to households receiving other social protection programs from State Budget (APBN), Regional Revenues and Expenditures Budget (APBD), or Special Autonomy Funds. It means that the same households receive many social protection programs simultaneously. It also shows that the data is not integrated and budget allocation is not effective and efficient. This finding can be used for program evaluation. Thus, the BPUM program and its similar program can be better targeted, and budget allocation can be effectively used.]]>
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