PENGARUH FAKTOR INTERNAL, FAKTOR EKSTERNAL DAN STRATEGI PEMBERIAN KREDIT TERHADAP NON PERFORMING LOAN PADA BANK PEMBANGUNAN DAERAH BALI

I Gusti Ayu Wika Dwi Aryanthi (Universitas Hindu Indonesia)
Rai Dwi Andayani W (Universitas Hindu Indonesia)

Hita Akuntansi dan Keuangan
Vol 3 No 4 (2022): Hita Akuntansi dan Keuangan

The purpose of this research was to determine the effect of the application of effecinternal Factor, external factor and strategy of loan on non performing loan at Bank Pembangunan Daerah Bali. This research was conducted at Bank Pembangunan Daerah Bali. The number of samples used is 98 people, with porpusive random sampling. The datacollection is has been finished questionnaires. The analytical technique used is multiple linear regression. The results of hypothesis testing indicate that internal factor have a positive effect on non performing loan at Bank Pembangunan Daerah Bali. External factor have a positive effect on non performing loan at Bank Pembangunan Daerah Bali. There is positive impact of the lending strategy on non-performing loans at the BPD Bali.