International Journal of Financial and Investment Studies
Vol 3 No 2 (2022): OCTOBER 2022

THE EFFECT OF FINANCIAL LITERACY AND DEMOGRAPHICS ON THE SAVING BEHAVIOR OF THE MILLENNIAL GENERATION

Stephanie Lie (Petra Christian University)
Dewi Astuti (Petra Christian University)
Mariana Ing Malelak (Petra Christian University)

Article Info

Publish Date
27 Feb 2023

Abstract

This study aims to determine the influence of financial literacy and demographics on the saving behavior of the millennial generation in Kupang City. This research was conducted by distributing online questionnaires and face-to-face to the millennial generation in Kupang City. In this study, as many as 100 respondents were used. The researcher used dummy variable regression. The results of the analysis show that financial literacy, dummy income 2 and 3, education level, age, and gender do not have a significant effect on the saving behavior of the millennial generation in Kupang City. Dummy income 1 has a significant effect on the saving behavior of the millennial generation in Kupang City.

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Journal Info
International Journal of Financial and Investment Studies
Website

Abbrev

ijfis

Publisher

Universitas Kristen Petra Surabaya

Subject

Economics, Econometrics & Finance

Description

International Journal of Financial and Investment Studies (IJFIS) e-ISSN: 2745-3952 is a peer-reviewed journal that aims at the dissemination and advancement of research in the areas of economics and finance with a specific focus on financials and investments. The aim of the Journal is to provide a ...