Kunuz: Journal of Islamic Banking and Finance
Vol 3 No 1 (2023): Vol 3 No 1 (2023)

Efektivitas Penggunaan Aplikasi Kasda Online dalam Transaksi Dana Desa

ridwan ridwan (Institut Agama Islam Negeri Manado)
Isnaini Tolas (State Islamic Institute of Manado (IAIN))
Sri Murni (Sam Ratulangi University)



Article Info

Publish Date
31 Jul 2023

Abstract

Advances in technology provide many conveniences to the community, one of which is the Online Regional Cash (KASDA) application. The Kasda Online application is an application intended for each village as a tool for conducting village fund transactions in North Sulawesi. This application was developed by PT Bank SulutGo. This study aims to discover how effective the use of the Kasda Online application is in village fund transactions in the Tutuyan sub-district, East Bolaang Mongondow Regency. The method used in this research is descriptive qualitative method. The data analysis techniques used in this study were data reduction, data presentation and data classification, while data collection used observation, interview, and documentation methods. Based on the results of the study, it shows that the Kasda Online of Bank Sulut-Go in Tutuyan sub-district, East Bolaang Mongondow Regency has not been used effectively and there are still several obstacles in operating it including inadequate human resources, and weak commitment and role of the provincial and district governments in overseeing the use of the Kasda Online application in their area.

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Journal Info

Abbrev

kunuz

Publisher

Subject

Economics, Econometrics & Finance

Description

Kunuz: Journal of Islamic Banking and Finance mainly focuses on Islamic banking and finance, with various approaches of normative, philosophy, history, sociology, anthropology, theology, psychology, economics and is intended to communicate the original researches and current issues on the subject. ...