Enrichment: Journal of Multidisciplinary Research and Development
Vol. 1 No. 4 (2023): Enrichment: Journal of Multidisciplinary Research and Development

Factors Influencing Retirement Preparation (Study Case Pamulang University)

Diana Riyana Harjayanti (Faculty of Economics and Business, Pamulang University)
Angga Rovita (Faculty of Economics and Business, Pamulang University)
Ifa Nurmasari (Faculty of Economics and Business, Pamulang University)
Dony Oktariswan (Universitas Asa Indonesia)



Article Info

Publish Date
31 Jul 2023

Abstract

Individuals are expected to have adequate preparation to face retirement. Financial literacy can provide important information for individuals to plan for retirement. This study will examine social demographics (age, education, income, gender), financial literacy level, individual attitudes and behaviors and their impact on retirement preparation represented by lecturers at Pamulang University. One profession that is considered to have good financial literacy is lecturers. Therefore, it is expected that lecturers have good knowledge and understanding of financial planning, investment and retirement preparation. This study uses quantitative research methods. This study conducted a questionnaire survey using a sample of lecturers at Pamulang University, South Tangerang, Indonesia. Data processing using SPSS then using multiple linear regression tests, significant tests and obtained results that social demographics (age, education, income, gender), financial literacy has no significant effect on retirement planning. While individual attitudes and behaviors have a significant effect on retirement planning.

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Journal Info

Abbrev

jr

Publisher

Subject

Humanities Economics, Econometrics & Finance Engineering Health Professions Social Sciences

Description

Enrichment: Journal of Multidisciplinary Research and Development is a double-blind, peer-reviewed journal covering multidisciplinary issues. Monthly published by International Journal Labs, the journal serves as a means of relevant discussion that fall within its focus and scopes. This journal ...