IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Vol. 14 No. 1 (2023): IQTISHADUNA: JURNAL EKONOMI DAN KEUANGAN ISLAM

Banking Dilemmas: Unveiling Factors Affecting Muslim Preferences and Riba Perception in West Sumbawa

Ahlis Fatoni (IAIS)
Mega Tria Rizki Luik (Tayyib Institute)



Article Info

Publish Date
21 Jul 2023

Abstract

This study aims to explore Muslim’s preferences in selecting a bank and theirs understanding of rib?. Primary data collected from the Muslims in West Sumbawa was analysed using exploratory factor analysis by SPSS. It is found that Muslims in West Sumbawa has knowledge about rib?. However, Muslim customers still are attracted to conventional bank because of its facility, variety of products, and its media marketing. Regarding the misconception of rib?, level of education has relation in five conceptions in prohibiting of rib?. Religion variable also has significant relation in prohibiting rib?, while the occupation variable resulted the allowance of rib? as long as it is not excessive. The results suggest that as Muslim majority, the education of rib? should be taken by the Muslim organizations and or government, while Islamic bank should do more attractive marketing and open new branch to attract Muslim customers.

Copyrights © 2023






Journal Info

Abbrev

iqtishaduna

Publisher

Subject

Economics, Econometrics & Finance

Description

Iqtishaduna merupakan jurnal yang menfokuskan pada publikasi artikel di bidang kajian ekonomi dan keuangan syariah. Jurnal ini terbit pertama kali tahun 2011 oleh Fakultas Syariah IAIN Mataram yang dalam perkembangannya sejak tahun 2016 kemudian dikelola oleh Fakultas Ekonomi dan Bisnis Islam UIN ...