Analisis Penyaluran Kredit Cepat Aman (KCA) Di PT. Pegadaian

Evi Syuriani Harahap, Muhammad Rispan Affandi (Akademi Informatika Komputer Medicom Medan, Indonesia)

Journal of Management, Economic and Accounting (JMEA)
Volume 2 Issue 3 August 2023

This study aims to determine whether there is an effect of income of Pegadaian and the inflation rate on the distribution of Fast Secured Loans (KCA) at PT. Pegadaian (Persero) partially and simultaneously. The method used in this research is descriptive quantitative. The type of data used is secondary data, namely time series data from 2018-2022 obtained from the Pegadaian Annual Report and the Central Statistics Agency (BPS) website. The results showed that partially income of Pegadaian had a positive and significant effect on Fast Secured Credit (KCA) disbursement and the inflation rate had a positive and significant effect on Fast Secured Credit (KCA) disbursement. Meanwhile, simultaneously income of Pegadaian and the inflation rate have a positive and significant effect on the distribution of Fast Secured Loans (KCA) at PT. Pegadaian (Persero).