INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Vol. 2 No. 3 (2023): SEPTEMBER

BRIDGING THE FINTECH GENDER GAP: STRATEGIES FOR ENHANCING WOMEN'S ACCESS TO FINANCIAL SERVICES

Sudarmo Sudarmo (Universitas Mulia Balikpapan, Indonesia)
Adi Mursalin (Universitas Panca Bhakti Pontianak, Indonesia)
Meiyanti Widyaningrum (Universitas Nahdlatul Wathan Mataram, Indonesia)
Khasanah Khasanah (Universitas Siber Asia, DKI Jakarta, Indonesia)
Naiyun Untung Utama (Universitas Panca Bhakti, Pontianak)



Article Info

Publish Date
08 Sep 2023

Abstract

The fintech gender gap, characterized by a significant disparity in women's access and utilization of financial technology products and services, presents a critical challenge to achieving financial inclusion. This article explores strategies for bridging the fintech gender gap and enhancing women's access to financial services. Through a comprehensive review of existing literature, this study identifies key factors contributing to the gender gap in fintech adoption, including individual-level controls and country characteristics. The article proposes various strategies to address the gap based on these insights. These strategies include promoting digital literacy and financial Education among women, developing user-friendly fintech products tailored to their needs, fostering an inclusive fintech ecosystem, and strengthening policy and regulation to ensure gender equality. The article emphasizes the importance of collaboration between policymakers, financial institutions, and technology providers to implement these strategies effectively. Through the implementation of these measures, it is hoped that the fintech gender gap can be narrowed, thereby promoting financial inclusion and empowering women in the digital economy.

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Journal Info

Abbrev

joss

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Social Sciences Other

Description

INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS) is a scientific journal that publishes articles in the fields of humanity, social science, and business. Humanities include: Language and Linguistics, History, Literature, Performing Arts, Philosophy, Religion, Fine Arts. ...