J-MAS (Jurnal Manajemen dan Sains)
Vol 8, No 2 (2023): Oktober

Peningkatan Literasi Keuangan Untuk Peningkatan Kinerja Dan Keberlangsungan UMKM Kota Jambi

Adria Wuri Lastari (Universitas adiwangsa dan dharmawangsa)
Indah Mutiara (Unknown)
Efandri Agustian (Unknown)
Sri Mulyani (Unknown)



Article Info

Publish Date
10 Oct 2023

Abstract

Micro, Small and Medium Enterprises (UMKM) experience various kinds of problems. One of the problems faced by UMKM is related to capital and business sustainability due to changing environmental conditions which have an impact on decreasing income levels. This research aims to examine the influence of financial literacy on business performance and sustainability of UMKM in Jambi. The research was conducted using a quantitative approach by giving questionnaires to respondents. The sampling technique uses purposive sampling by considering UMKM respondents in Jambi who have been established for more than one year and are still actively running their businesses. The analytical method in this research The sampling technique used was accidental sampling of 55 respondents from food and beverage UMKM owners in Jambi. The data analysis technique uses simple linear regression analysis. Based on the results of the t test (partial), it states that Financial Literacy has an influence on MSME Performance, where the t-count > t-table value, namely 3.307 > 1.674, which means that Financial Literacy has a significant influence on UMKM Performance. Meanwhile, for the test of the Financial Literacy variable on the Sustainability of MSMEs, it also has an influence, where the Financial Literacy variable has a t-count > t-table value, namely 3.906 > 1.674, which means that Financial Literacy has a significant influence on the Sustainability of UMKM.

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Journal Info

Abbrev

jmas

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

J-MAS (Jurnal Manajamen dan Sains) diterbitkan oleh Program Magister Manajemen Universitas Batanghari, Jurnal ini mencakup bidang ilmu Ekonomi Manajemen. J-MAS (Jurnal Manajamen dan Sains) terbit sebanyak dua kali dalam setahun yaitu pada bulan April dan Oktober. Jurnal ini mempublikasikan artikel ...