EKONOMIS : Journal of Economics and Business
Vol 7, No 2 (2023): September

The Effect of Risk-Based Bank Rating on Profit Growth of Sharia National Pension Saving Bank

Rian Dani (Universitas Islam Negeri STS Jambi)
Novi Mubyarto (Universitas Islam Negeri STS Jambi)
Titin Agustin Nengsih (Universitas Islam Negeri STS Jambi)



Article Info

Publish Date
11 Sep 2023

Abstract

The purpose of this research was to establish whether or not there is a correlation between the RBBR ratio and the increased profitability of the Sharia National Pension Savings Bank (BTPN). The data used is secondary data pulled from the Sharia National Pension Savings Bank's (BTPN) quarterly financial reports for the years 2015 through 2022. Multiple linear regression analysis in SPSS 26 is employed for the analysis. The findings indicate that the factors Financing to Deposit Ratio (FDR), Return On Assets (ROA), Return On Equity (ROE), and Net Operating Margin (NOM) all have a role in the expansion of BTPN's profit margins. Meanwhile, the profit expansion at the Sharia National Pension Savings Bank (BTPN) is unaffected by the Non-Performing Financing (NPF) and Capital Adequacy Ratio (CAR) variables. Concurrently, the factors NPF, FDR, ROA, ROE, NOM, and CAR have large impacts on earnings expansion.

Copyrights © 2023






Journal Info

Abbrev

ojsekonomis

Publisher

Subject

Economics, Econometrics & Finance

Description

Ekonomis: Journal of Economics and Business diterbitkan oleh Lembaga Penelitian dan Pengabdian pada Masyarakat Universitas Batanghari Jambi, Jurnal ini mencakup bidang ilmu Ekonomi Manajemen, Ekonomi Pembangunan, Akuntansi dan Bisnis. Ekonomis: Journal of Economics and Business Jurnal ini ...