Cantaka: Jurnal Ilmu Ekonomi dan Manajemen
Vol. 1 No. 1 (2023): Juni

Dampak Dana Pihak Ketiga dan Penyaluran Kredit Terhadap Profitabilitas Perbankan

Khaerunisahadi, Adisti Ayuningtyas (Unknown)



Article Info

Publish Date
30 Jun 2023

Abstract

This study analyzes the effect of third-party funds and lending on the profitability of PT. Bank Woori Saudara 1906, Tbk Sukabumi branch. The variables used in this study were third-party funds, credit distribution, and bank profitability. The sample used is the quarterly financial statements at PT. Bank Woori Saudara 1906, Tbk Sukabumi branch with the period 2009-2016, the number of samples in this study is 32 samples, which can be included in the data processing. Data analysis using SPSS program version 24. The statistical method used to test hypotheses is multiple linear regression analysis. Upon analysis, it was found that some showed that third-party funds had no effect on ROA, credit distribution had an effect on ROA, and simultaneously third-party funds and credit distribution had an effect on ROA. The coefficient of determination shows the influence of third-party funds and credit distribution on ROA by 77.7% and the remaining 22.3% is influenced by other factors.

Copyrights © 2023






Journal Info

Abbrev

cantaka

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Cantaka: Jurnal Ilmu Ekonomi dan Manajemen (ISSN: 3025-1974) adalah jurnal yang dikelola dan diterbitkan sebanyak dua kali dalam setahun (Juni dan Desember) oleh PT Alahyan Publisher Sukabumi sejak tahun 2023, yang bertujuan untuk memfasilitasi pemahaman yang lebih baik tentang ilmu ekonomi dan ilmu ...