Journal Economic Excellence Ibnu Sina
Vol. 1 No. 3 (2023): September : Journal Economic Excellence Ibnu Sina

Penggunaan QRIS di Kalangan UMKM (Studi Persepsi dan Intensi UMKM di Kota Pekalongan)

Muhammad Ariful Amar (UIN K.H. Abdurrahman Wahid Pekalongan)
Defta Nasya Berliani (UIN K.H. Abdurrahman Wahid Pekalongan)
Dewi Dwi Marta (UIN K.H. Abdurrahman Wahid Pekalongan)
Sabrina Diva Nur Rahmadani (UIN K.H. Abdurrahman Wahid Pekalongan)
Wafiq Alizar Rahma (UIN K.H. Abdurrahman Wahid Pekalongan)



Article Info

Publish Date
27 Sep 2023

Abstract

This study aims to analyze the perception and intensity of use of QRIS (Quick Response Code Indonesian Standard) among MSMEs (Micro, Small, and Medium Enterprises) in Pekalongan using descriptive qualitative research methods. QRIS is an electronic payment system that allows MSMEs to receive payments via QR codes that can be scanned using a banking application or digital wallet. Through a descriptive qualitative approach, this study involved in-depth interviews with MSMEs owners and managers in Pekalongan to understand their perceptions of QRIS and their intentions in using this payment system. The researcher will use a structured interview guide to collect data on the knowledge, experience, and attitude of MSMEs towards QRIS. Data collected from interviews will be analyzed using descriptive analysis techniques, where findings and patterns arising from interviews will be identified, grouped, and interpreted. This analysis will provide a more in-depth insight into the perception and intensity of QRIS use among MSMEs in Pekalongan City. The results of this study are expected to provide a more in-depth understanding of the factors affecting QRIS adoption among MSMEs from their own perspective. The resulting information can be used to develop better strategies and policies in promoting QRIS use among MSMEs. In addition, the results of this study can also provide valuable input for banks, governments, and other stakeholders in expanding QRIS adoption and increasing financial inclusion in the MSME sector in Pekalongan City. It is hoped that this study will contribute significantly to the development and further understanding of QRIS implementation among MSMEs and help create a more efficient and inclusive payment ecosystem for MSMEs in Pekalongan City and the community as a whole.

Copyrights © 2023






Journal Info

Abbrev

Excellence

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

bidang Ilmu Manajemen dan Ekonomi. Jurnal ini berkaitan dengan aspek apapun dari manajemen, namun tidak terbatas pada topik berikut : berkaitan dengan aspek apapun dari manajemen, namun tidak terbatas pada topik berikut : Manajemen Sumberdaya Manusia , Manajemen Keuangan, Manajemen Pemasaran, ...