JURISTA : Jurnal Hukum dan Keadilan
Vol. 4 No. 1 (2020): JURISTA: Jurnal Hukum dan Keadilan

IMPLICATIONS OF POLICY CHANGES IN MURABAHA FINANCING REPAYMENT PATTERNS AT PT. BANK ACEH SHARI'AH

Uswatun Hasanah (Universitas Islam Negeri Ar-Raniry Banda Aceh)
Yusriaina Yusuf (Universitas Islam Negeri Ar-Raniry Banda Aceh)



Article Info

Publish Date
30 Jul 2020

Abstract

This paper aims to find out how the repayment mechanism of murabahah financing in the forward period and after the policy change, and to find out if there is a risk caused by a decrease in margins for aceh shari'ah banks on previous financing and how Islamic law views on policy changes made by banks and customers who make changes to repayment patterns. From the results of further analysis, it shows that there are differences in the repayment mechanism of advanced period murabahah financing before and after the policy change Before the policy change, the advanced period repayment pattern used is that the bank only requires the customer to pay the remaining principal instalments plus administrative costs, while after the policy change, the advanced period repayment pattern used is that the bank will give a discount or discount to the customer. as well as according to the views of Islamic law on policy changes made by banks and customers who make changes to repayment patterns.

Copyrights © 2020






Journal Info

Abbrev

jurista

Publisher

Subject

Religion Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

Description

JURISTA: Jurnal Hukum dan Keadilan (JJHK), with ISSN No. 2579-8642 is a double-blind peer-reviewed journal that is published by the Centre for Adat and Legal Studies of Aceh Province (CeFALSAP), Indonesia. JJHK has the duty to publish original works of interest to the discipline of law in general, ...