This research was conducted with the aim to determine interest in usepayment system using SPayLater for students in Jember withusing the Technology Acceptance Model (TAM) model and the trust variable.The sample used in this study was 107 people who hadusing the SPayLater payment method. Data collection techniquescarried out by distributing questionnaires through the Google Form. Methoddata processing is done using Structural Equation analysisModeling-Partial Least Square (SEM-PLS) through the SmartPLS version 4 application.The results of this study are that there is a positive influence from perceivedusefulness of the behavioral intention of SPayLater users. There is nothe effect of perceived ease of use on the user's behavioral intentionSPayLater. There is a positive effect of trust on behavioral intentionSPayLater users.
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