Jurnal Hukum Mimbar Justitia
Vol 4, No 1 (2018): Published 30 Juni 2018

IMPLEMENTASI METODE BAGI HASIL DENGAN PRINSIP MUDHARABAH PADA BANK SYARIAH DI INDONESIA DIHUBUNGKAN DENGAN FATWA DSN NO. 15/DSN-MUI/IX/2000

Hermansyah Hermansyah (Prodi PPKn-Institut Pendidikan Indonesia Garut)



Article Info

Publish Date
30 Jun 2018

Abstract

Today Islamic economy was recognized and growing in daily life, particularly  Indonesia, both in real sector and financial sector. One of financial organization which has significant role in satisfying social need is bank, particularly Islamic bank. The operational base of Islamic bank was settled in Law No. 21 of 2008 about Islamic Bank.  Dual banking system framework applied in Indonesia offer more alternatif option that can be chosed by Indonesian people. One of Islamic bank operational system is revenue sharing which can be applied in two method: profit sharing and revenue sharing. The research use a normative juridical approach that designed to find positive legal principles, analytical descriptive. The data collection techniques use literature study and field study, determination of sample in purposive sampling way and the data analysis using qualitative normative analysis. From research result can be conclused that first in  law of Islamic economy, the  profit sharing and revenue sharing methods is allowed by Islam law principle, second, application of mudharabah to customer savings in Islamic bank have two meanings; first,  mudharabah  as a product is applied to accumulation of funds, generally Islamic bank use revenue sharing and second, mudharabah as a system by which mudharabah is general guidelines for Islamic bank in performing various transaction of available banking product.Keywords: The Implementation Of Profit Sharing Method, Mudharabah Principle, Islamic Bank,  Fatwa DSN No. 15/DSN-MUI/IX/2000.

Copyrights © 2018






Journal Info

Abbrev

jhmj

Publisher

Subject

Law, Crime, Criminology & Criminal Justice Social Sciences

Description

Focus and Scope Focus of Jurnal Hukum Mimbar Justitia has a main focus on the publication of scientific articles related to various aspects of law, both in national and international contexts. The journal aims to be a platform for academics, legal practitioners, and researchers to share knowledge, ...