Economic Development Analysis Journal
Vol 7 No 1 (2018): Economics Development Analysis Journal

The Impact of Loan to Value Policy and Macroeconomic Variables Towards the Demand of Housing Loans

Sandi Atmaja Siravati (Economics Development Department, Economics Faculty, Universitas Negeri Semarang)



Article Info

Publish Date
04 Mar 2018

Abstract

The purpose of this study is to know and analyze the effect of credit interest rates, inflation, economic growth, loan to deposit ratio, loan to value to housing loan demand in Central Java. The sample of this study is housing loan demand, credit interest rates, inflation, economic growth, loan to deposit ratio, loan to value. The collect data was analyzed using quantitative method. This study used multiple linear regression analysis. The results of this study indicate that the credit interest rates and inflation is negative and significant effect towards housing loan demand in Central Java. Economic growth and loan to deposit ratio of positive and significant effect towards the housing loan in Central Java. Loan to value has no effect towards demand in Central Java.

Copyrights © 2018






Journal Info

Abbrev

edaj

Publisher

Subject

Economics, Econometrics & Finance

Description

Focus and Scope Economic Development Analysis Journal is a scientific journal who published by Department of Economic Development, Faculty of Economics, Universitas Negeri Semarang, Indonesia. this journal published four times per year on February, May, August, and November and start publishing ...