Bayan lin-Naas : Jurnal Dakwah Islam
Vol 5, No 1 (2021)

ANALISIS KONSTRUKSI SHARIAH COMPLIANCE PADA PEMBIAYAAN MURABAHAH UNIT JASA KEUANGAN SYARIAH (UJKS) ANNUQAYAH

Holilur Rahman (Institut Dirosat Islamiyah Al-Amien Prenduan Sumenep, Indonesia)



Article Info

Publish Date
17 Jun 2021

Abstract

Shariah compliance is an indicator that differentiates Islamic banking from conventional banking. Based on the results of Chapra and Ahmad's research, it proves that shariah compliance has an effect on customer interest. This study uses a qualitative method with a type of field research that uses analytical descriptive. Data collection techniques include observation, interviews, and documentation. The results of the study show that: (1) There are two kinds of indicators of shariah compliance, namely: first, administrative indicators which contain: 1. Contracts, 2. Standard Operating Procedures (SOP), 3. Financial reports, 4. Shariah Opinion, 5. Marketing. Second, the principle indicators which include: 1. Free of Riba, 2. Free of maisir, 3. Free of gharar. (2) the evaluation of the construction of shariah compliance on UJKS Anuqayah murabahah financing generally meets shariah compliance. However, UJKS Anuqayah does not complete the shariah opinion indicator.

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Journal Info

Abbrev

bayan-linnaas

Publisher

Subject

Languange, Linguistic, Communication & Media Social Sciences

Description

Sub themes and scope in the scientific publications of Bayan lin-Nass include: 1. Dakwah and Islamic propagation: a. Studies in the science of dakwah, such as history of dakwah, philosophy of dakwah, and methodology of dakwah, include in culturally, economically, and politically. b. Management of ...