PERJANJIAN KEDIT DI BANK RAKYAT INDONESIA CABANG JATINEGARA (STUDI KASUS PERJANJIAN KREDIT NOMOR B.6/122/4/2018)

Virly Dwy Amaliah (Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Trisakti, Jakarta, Indonesia)
Heru Pringgodani Sanusi (Program Studi Ilmu Hukum, Fakultas Hukum, Universitas Trisakti, Jakarta, Indonesia)

Reformasi Hukum Trisakti
Vol 4 No 4 (2022): Reformasi Hukum Trisakti

The Credit agreements between the Soldiers of Indonesian National Armed Forces and Bank Rakyat Indonesia Jatinegara Branch (hereinafter reffered as BRI Jatinegara) with Inpassing Letters as Collateral are generally only in the form of letters and often seen have no economic value. The research’s problems is about how to carry out the process of credit agreements with Inpassing letters as Collateral at BRI Jatinegara and what is their position. This research is a normative and descriptive analytical legal research, using secondary data and supported by interviews, analyzed qualitatively and the conclusions are drawn using deductive logic methods. The conclusion of the research: the credit agreement process through the use of Inpassing Letter as Collateral at BRI Jatinegara: after the application from the Applicant, in this case the debtor who apply for credit to BRI Jatinegara, has been received and examined carefully by Credit Line Officer and meets the requirements to receive credit, the credit can be realized and the position of Inpassing Letter as collateral for credit at BRI Jatinegara: Inpassing Letter is debtor's claim rights from state so it has economic value, therefore Inpassing Letter is categorized as intangible movable object and can be used as collateral for credit.