Journal of Finance and Islamic Banking
Vol. 5 No. 2 (2022)

Switching Behaviour in Using Islamic Digital Banks in Indonesia: Push-Pull Mooring Model

Albanna, Hasan (Unknown)
lutpika, Ika (Unknown)



Article Info

Publish Date
12 Apr 2023

Abstract

This study aims to analyse the factors influencing customers’ switching behaviour in the use of digital banking from the perspective of the PPM model. A self-administered questionnaire was used to collect the data. PLS-SEM was used to analyse the data. The results showed that alternative attractiveness, response to a service failure, and push factors positively influence switching intention behaviour. Switching cost as a mooring factor positively influences switching intention behaviour. Meanwhile, switching intention influences switching behaviour. However, alternative attractiveness and involuntary switching as pull factors negatively affect switching intention behaviour. Several studies have been conducted on switching intention behaviour in the use of digital banking products and services. However, studies on the switching intention behaviour of Islamic digital bank products and services are scarce. This study contributes to the literature on switching behaviour in the use of Islamic digital banks.

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Journal Info

Abbrev

jfib

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Journal of Finance and Islamic Banking is a peer reviewed journal that is published by the Sharia Banking Department of UIN Raden Mas Said Surakarta in collaboration with the scholars association Ikatan Ahli Ekonomi Islam, published biannually in June and December. This journal publishes current, ...