Jurnal Ilmiah Niagara
Vol 10 No 2 (2018): Jurnal Ilmiah Niagara, Vol 10 No 2 Desember 2018

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN PENGAMBILAN KREDIT DI KOPERASI SIMPAN PINJAM PUTRA MANDIRI JAYA PANDEGLANG

Siti Setiati Siti Setiati (Banten College of Administrative Sciences)
Atik Atiatun Nafisah Atik Atiatun Nafisah (Banten College of Administrative Sciences)



Article Info

Publish Date
26 Aug 2023

Abstract

The purpose of this research is to determine the factors that affect the decision society in region Pandeglang in the credit in a Koperasi Simpan Pinjam Putra Mandiri Jaya. This research uses methods analysis descriptive and quantitative, with use analysis factor. Research was carried out in Koperasi Simpan Pinjam Putra Mandiri Jaya with the number of respondents as much as 169 people of the population as much as 292 people in region Pandeglang which become debtors in a Koperasi Simpan Pinjam Putra Mandiri Jaya. The data collected by using method of inquiry be reviwed with the analysis of factor using Statistical Program Social Scene (SPSS) versi 17.0 for windows. The results of research showed that there are four factors that influence the decision of the in region Pandeglang in the credit in a Koperasi Simpan Pinjam Putra Mandiri Jaya, is cultural factor, social factor, the personal factor, and psychological factor. Amount Variance explained each of these factor in succession, which is ,cultural factor by 53,688%, social factor 12,256% , personal factor by 9,024 % and psychological by 7,851%. Cultural factor being the most dominant influence the decision society in region Pandeglang in the credit in a Koperasi Simpan Pinjam Putra Mandir Jaya..

Copyrights © 2018






Journal Info

Abbrev

niagara

Publisher

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences

Description

The Scientific Journal of NIAGARA has reviewed and assessed the practice of public administration and Commerce Administration at the local, regional, national and international levels which are directed at managing the development process in low- and middle-income countries. It pays special ...