Journal of Aswaja and Islamic Economics
Vol 1, No 1 (2022): JUNI

ANALISIS FAKTOR – FAKTOR YANG MEMPENGARUHI LITERASI KEUANGAN MIKRO SYARIAH

Nur Wahyuni (Universitas Wahid Hasyim)



Article Info

Publish Date
03 Aug 2022

Abstract

This study aims to examine the effect of Islamic microfinance literacy. The method used in this study is a quantitative method using the SPSS 16 application. The scope of this research is the general public. income, age and education level partially have a significant positive effect on Islamic microfinance literacy. This is evidenced by the Anova F test with a calculated F value of 10,860 and an F table of 2.47, while the significant probability value in this study is 0.000 <0.05, it can be concluded that Ho is rejected and Ha is accepted. Based on the hypothesis testing of influential income, this is evidenced by the t test, it is found that the calculated value of income is 4.500 greater than t table 0.1661 and the significance value is 0.000 less than 0.05. Then the hypothesis is accepted. The age variable has a t-count value greater than t-table, namely 2.477>0.05, meaning that age has a significant effect. While the variable income level t arithmetic value is smaller than the value of t table that is 0.631 <1.661, the education variable has no effect on financial literacy. So, the conclusion that can be drawn is that income and age have a significant positive effect, while the level of education has no effect on Islamic microfinance literacy.Keywords: financial literacy, income, age, education level

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Journal Info

Abbrev

JASIE

Publisher

Subject

Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

Description

Focus and Scope Journal of Aswaja and Islamic Economics (JASIE) membahas secara rinci sejumlah besar topik yang berkaitan dengan Ekonomi Islam, Keuangan Islam, dan Ekonomi Aswaja yang terdiri dari studi empiris terbaru, studi spesifik negara, evaluasi kebijakan ekonomi Islam dan keuangan Islam ...