Proceeding International Conference on Information Technology and Business
2023: INTERNATIONAL CONFERENCE ON INFORMATION TECHNOLOGY AND BUSINESS (ICITB) 9

The Effect of Financial Literacy and Risk Perception on Financial Behavior Management in the Use of Peer To Peer (P2P) Lending Shopee Paylater on IIB Darmajaya Students

Faulina, Lavenia (Unknown)
Ramaputra, Muhammad Galih (Unknown)

Article Info

Publish Date
21 Nov 2023

Abstract

The purpose of this study was to determine and analyze how much influence financial literacy and risk perception have on financial behavior management in the use of P2P Lending Shopee Paylater on IIB Darmajaya students. Researchers hypothesize that Financial Behavior Management in the use of P2P Lending for IIB Darmajaya students is caused by knowledge of Financial Literacy and Risk Perceptions where Financial Literacy and Risk perceptions affect the choice of using P2P Lending for IIB Darmajaya Students. This type of research is descriptive quantitative research, using a sample of 75 respondents who are Shopee Paylater users and are currently studying at IIB Darmajaya. The analytical tools used are SPSS software and Microsoft Excel. Keywords—financial literacy, risk perception, financial behavior management

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Journal Info
Proceeding International Conference on Information Technology and Business
Website

Abbrev

icitb

Publisher

Institut Informatika dan Bisnis Darmajaya

Subject

Computer Science & IT Economics, Econometrics & Finance

Description

Proceeding International Conference on Information Technology and Business is a series of one-year international conferences organized by the Informatics and Business Institute Darmajaya, with local and international partners. The conference will provide a unique opportunity for the productive ...