Jurnal Penelitian Ekonomi Akuntansi (JENSI)
Vol 7 No 2 (2023)

Efisiensi Operasional Bank Umum Syariah

Budi gautama Siregar (IAIN Padangsidempuan)
Aswadi Lubis (Unknown)
Muhammad Salman (Fakultas Ekonomi Universitas Samudra)



Article Info

Publish Date
11 Nov 2023

Abstract

The purpose of this study was to analyse and describe the effect of Non-Performing Financial, Capital Adeuacy Ratio and bank size on the operational efficiency of Islamic Commercial Banks for the period 2017-2022. This research approach is quantitative with the source of data used is secondary, namely quarterly reports from Islamic Commercial Banks. In determining the sample used with purposive sampling technique, so that the data that met the criteria were 8 banks with 20 quarters from 2017-2022. Data analysis was carried out through statistical methods, namely descriptive analysis, classical assumptions hypothesis testing with the help of the Eviews application. The results showed that Non-Performing Financial affects the level of operational efficiency of Islamic Commercial Banks while Capital Adequacy Ratio and bank size cannot affect the operational efficiency of banks.

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Journal Info

Abbrev

jensi

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal PEnelitian Ekonomi Akuntansi (JENSI) merupakan wahana hasil penelitian dan telaah konseptual dalam bidang ekonomi, keuangan dan bisnis, yang dierbitkan sejak tahun 2017, dan terbit 1 tahun 2 kali, yaitu setiap bulan Juni dan ...