Banque Syar'i : Jurnal llmiah Perbankan Syariah
Vol. 10 No. 1 (2024): Januari - Juni 2024

The Implementation of Risk Management to Minimize Non Performing Financing at Bank Muamalat KCP. Darmo Surabaya

Alfiyah Desiyanti (Universitas Islam Negeri Sunan Ampel Surabaya)



Article Info

Publish Date
30 Jun 2024

Abstract

This research aims to analyze the application of risk management in order to minimize non-performing financing (NPF) at Bank Muamalat KCP Darmo. Bank Muamalat as a sharia bank is committed to maintaining the quality of its financing portfolio by minimizing the risk of problematic financing. The research method used is qualitative with a case study approach, involving interviews with risk managers, document analysis and direct observation in the field. The research results show that Bank Muamalat KCP Darmo has implemented various risk management strategies, including risk identification, risk assessment, risk control and regular risk monitoring. The implementation of risk management has helped banks reduce NPF risk by increasing understanding of the risks faced and implementing effective prevention and mitigation measures. However, the research also highlights several challenges faced by Bank Muamalat KCP Darmo in implementing risk management. It is hoped that the results of this research can contribute to the development of more effective risk management practices in the Islamic banking industry.

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Journal Info

Abbrev

bs

Publisher

Subject

Economics, Econometrics & Finance

Description

Banque Syar’i : Jurnal Ilmiah Perbankan Syari'ah, diterbitkan enam bulan sekali oleh Jurusan Perbankan Syariah pada Fakultas Ekonomi dan Bisnis Islam, UIN Sultan Maulana Hasanuddin Banten, berdasarkan pada Keputusan Rektor Nomor In.10/F.II/HK.00.5/841/2015 Tanggal 21 April 2015. Pertama ...