Jurnal Manajemen & Keuangan
Vol 12 No 2 (2023): JURNAL MANAJEMEN DAN KEUANGAN

Efek Perilaku dan Persepsi Milenial terhadap Minat Menggunakan Mobile Banking Perbankan Syariah di Indonesia

Aisyah, Muniaty (Unknown)



Article Info

Publish Date
07 Dec 2023

Abstract

The millennial generation dominates digital banking activity in Indonesia becauseof their dynamic behavior in accessing the internet. This study will analyze theeffects of Millennial behavior and their perception of Islamic banks on theirinterest in using its mobile banking with PLS analysis. The results showed thatonly Millennials' online behavior significantly influenced their perception ofIslamic banking and their interest in using mobile banking of Islamic banks, whileMillennials' financial behavior only influenced their interest in using it.Conversely, Millennial online transportation behavior does not affect eitherperception or interest in using mobile banking of Islamic banks. This study alsoshows that although Millennials' online and financial behavior significantly affectstheir interest in using mobile banking of Islamic banks, most Millennials prefer touse e-wallets such as Go-pay or OVO for their daily online transactions’ activitiesfor several different reasons.

Copyrights © 2023






Journal Info

Abbrev

jmk

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Other

Description

Jurnal Manajemen & Keuangan merupakan wahana hasil penelitian dan telaah konseptual dalam bidang manajemen dan keuangan, diterbitkan sejak tahun 2012 dan terbit 2 kali setahun pada bulan Mei dan ...