Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan
Vol 9, No 1 (2024): Januari - Juni 2024

ASSESSING THE HEALTH OF REGIONAL DEVELOPMENT BANKS THROUGH CAMELS METHOD

El ISLAMI, MUHAMMAD FATCHULLAH (Unknown)
IKBAL, MUHAMAD (Unknown)



Article Info

Publish Date
12 Mar 2024

Abstract

Using the CAMELS method, this study aims to compare the health of two regional development banks, Bank Jatim and Bank Jateng. The findings will inform government regulations, internal bank policies, investor decisions, academic literature, and public savings choices. It employs a descriptive quantitative approach, analyzing financial statement data from 2017 to 2021. Bank Jatim demonstrates better health than Bank Jateng, particularly in asset quality, profit margin, liquidity, and market risk sensitivity. However, both banks share similar capital and management qualities. Unlike previous research focusing on large state-owned banks, this study prioritizes regional development banks in East Java and Central Java, aiming to offer insights into their health levels through CAMELS analysis.

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Journal Info

Abbrev

almasraf

Publisher

Subject

Economics, Econometrics & Finance

Description

The journal is published twice a year in June and December. Contains scientific articles in the form of research, analysis study, theoretical study and review of studies in the field of banks and financial institutions. Publishing this journal aims to increase the quantity and quality to spread ...