Krisna: Kumpulan Riset Akuntansi
Vol. 16 No. 1 (2024): KRISNA: Kumpulan Riset Akuntansi

Literasi Keuangan Dan Resiliensi Keuangan Mahasiswa: Ditinjau Dari Perspektif Gender

Nyoman Trisna Herawati (Unknown)
Dewi, Luh Gede Kusuma (Unknown)
Meitriana, Made Ary (Unknown)



Article Info

Publish Date
04 Jul 2024

Abstract

Nowadays, students are very active in using financial technology as a means of payment or investment. For this reason, good financial literacy and resilience are needed to maintain financial well-being in the future. This study aims to examine financial literacy and financial resilience in Accounting Study Program students from a gender perspective. The research method used a quantitative descriptive approach. A total of 156 active students of Universitas Pendidikan Ganesha became respondents. Data were collected using a financial literacy test and a financial resilience questionnaire. The results showed that the average level of financial literacy was moderate. Viewed from a gender perspective, the average financial literacy of women (M=9,36) is higher than that of men (M=9,31). However, the average financial resilience of men (M=50,72) is higher than that of women (M=50,15). Based on financial literacy indicators, men have a better understanding of the concepts of investment and insurance. Meanwhile, women have a better understanding of basic financial concepts and credit management. Based on financial resilience indicators, men have a better ability to control money, the ability to manage financial stress, and have financial planning. Women are able to watch their spending and have a better financial cushion. Financial literacy is positively correlated to financial resilience with a correlation value of 0,134 (p=0,047). These results indicate that there is a significant relationship between financial literacy and financial resilience. The higher a person's financial literacy will increase their financial resilience.

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Journal Info

Abbrev

krisna

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

KRISNA: Kumpulan Riset Akuntansi is a journal research published by Accounting Department, Faculty of Economics, Warmadewa University. This Journal is a group of research including accounting and business development, such as financial accounting, management accounting, Auditing, tax, accounting ...