JPM (Jurnal Pemberdayaan Masyarakat)
Vol 9 No 1 (2024): Mei

Perencanaan Keuangan Pribadi: Bagaimana Mimpi Menjadi Tujuan

Putra, Dimas Pratama (Unknown)
Firmansyah Arifin (Unknown)
Sulbahri, Rifani Akbar (Unknown)



Article Info

Publish Date
31 May 2024

Abstract

Many people wish to have healthy finances in which they are not under financial stress. However, due to a lack of understanding (financial literacy), many people can just dream and cannot plan healthy personal finances. Only 40% of residents in Palembang City's Sako District complete personal financial planning, as determined by a survey conducted by 100 persons. This community program seeks to educate participants on the necessity of personal financial planning and how to create personal financial statements to attain financial goals. The residential area in Sako District, Palembang City, has been designated as the target for community service (PKM) implementation. This research provides learning using mentoring and discussion methods. The results revealed an average of 20 Participants Financially stressless, 1 Participant Financially Stressed, 1 Participant Financially Shocked, and 1 Participant Financially stressfree. Thus, the average participant's basic financial condition is usually less stressful and worrying, but investment and protection are still minimal so they are worried about causing problems in the future.

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Journal Info

Abbrev

jpm

Publisher

Subject

Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences Other

Description

JPM (Jurnal Pemberdayaan Masyarakat) is Community Service Journal with registered number ISSN 2541-1977 (online), ISSN 2615-2649 (print). JPM published two issues in a year (May and Nopember). Every manuscript will be reviewed by at least two-peer-reviewers using double blind review method. JPM was ...