Dynamics of the Mudarabah Agreement: Optimization Models and Strategies in the Islamic Banking System

Zainol Huda

International Journal of Health, Economics, and Social Sciences (IJHESS)
Vol. 4 No. 4: October 2022

Akad mudarabah is one of the financial products that is often used in Islamic banking, where the bank acts as the owner of capital (rabb al-maal) and the customer as the business manager (mudarib). Most of the research tends to focus on certain models of the mudarabah contract without developing a more comprehensive and adaptive model to market dynamics and Islamic banking regulations. There is a need for the development of more holistic models that can be flexibly implemented in a variety of conditions. This research will not only enrich the academic literature on the Mudarabah contract, but also make a practical contribution to the Islamic banking industry, especially in terms of optimizing these financial products to achieve broader Islamic economic goals