Pengaruh Risiko Kredit Dan Risiko Likuiditas Terhadap Kinerja Keuangan

Aprilia Nur Agnia (Sekolah Tinggi Ilmu Ekonomi Tri Bhakti, Bekasi, Indonesia)
Egi Gumala Sari (Universitas Terbuka)

JAATB
Vol 1 No 2 (2023): Februari 2023

Purpose: This study aims to determine the effect of Credit Risk and Liquidity Risk on Financial Performance.  Design/methodology/approach: This research uses quantitative data, the sample in this study is basic financial sector bank which are listed on the Indonesia Stock Exchange in the period 2018 – 2022 as many as 27 companies. The analysis technique used to test the hypothesis is multiple regression analysis using Eviews 9 software.  Findings: The results of this study indicate that Credit Risk has a negative and statistically significant effect on Financial Performance and Credit Risk has a negative and statistically significant effect on Financial Performance.  Originality/value: This research discusses financial performance and other factors such as credit risk and liquidity risk which focuses on banking sector companies listed on the Indonesian stock exchange. This research uses a fixed effect model as a measurement of financial performance.