Journal of Islamic Economics and Finance
Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance

Analisis Kelayakan Nasabah Dalam Pembiayaan KPR iB Griya Barokah Pada Bank Jatim Syariah Cabang Sidoarjo

Herlina Rahma Yanti (Unknown)
Putri Ayu Fitria Sari (Unknown)
Wulan Alyu Nabilla (Unknown)
Muhammad Iqbal Surya Pratikto (Unknown)

Article Info

Publish Date
21 May 2024

Abstract

The aim of this research is to determine the method used by Bank Jatim Syariah Sidoarjo Branch in analyzing the suitability of iB Barokah home ownership credit (KPR) customers. By using interview techniques, a qualitative research approach was used. Based on research findings, it is known that Bank Jatim Syariah Sidoarjo Branch applies the 5C principles by paying special attention to collateral, capacity and character. The sustainability of financing is greatly influenced by these three factors. Meanwhile, in the conditional point of economy and capital, it is only a supporting factor because it is considered not to have a significant impact on the financing process

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Journal Info
Journal of Islamic Economics and Finance
Website

Abbrev

JUREKSI

Publisher

Sekolah Tinggi Ilmu Kesehatan Ibnu Sina Ajibarang

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

bidang Ilmu Manajemen dan Ekonomi Syariah. ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ...