EBID:Ekonomi Bisnis Digital
Vol 2, No 1 (2024): Juli

PENGARUH CAPITAL ADEQUACY RATIO, LOAN TO DEPOSIT RATIO, NON-PERFORMING LOAN, BEBAN OPERASIONAL PENDAPATAN OPERASIONAL DAN NET INTEREST MARGIN TERHADAP PROFITABILITAS

Yakub, Nathania Rebecca (Unknown)
Murtanto, Murtanto (Unknown)



Article Info

Publish Date
31 Jul 2024

Abstract

Research has the intention of testing the influence of capital adequacy ratio, loan to deposit ratio, non-performing loans, operating expense operating revenue and net interest margin on the profitability of banking companies. This research collects data using financial reports and annual reports from 2021 to 2023 on banking companies listed on the Indonesia Stock Exchange. The number of samples used in the research was 34 banking companies. Descriptive statistical analysis and multiple regression analysis are used as analysis methods. The results show that capital adequacy ratio and net interest margin have a significant positive influence on profitability, while non-performing loans and operating expenses operating revenue have a significant negative influence on profitability. Loan to deposit ratio does not have a significant influence on profitability. Simultaneously, all independent variables have an effect on the dependent variable.

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Journal Info

Abbrev

ebid

Publisher

Subject

Economics, Econometrics & Finance

Description

The Infotech : Journal of Technology Information is a scientific journal that contains research results written by lecturers, researchers and practitioners. This journal is expected to develop research and make a meaningful contribution to increasing research resources in the field of Information ...