Transformasi Digital pada Sistem Informasi Perbankan dan Keputusan Bertransaksi pada Bank Syariah: Kasus di Indonesia

Christina Ika Ningrum
Agus Eko Sujianto
Mochamad Arif Faizin

Jurnal Penelitian Teori & Terapan Akuntansi (PETA)
Vol. 8 No. 2 (2023): Juli 2023

This study aims to examine the role of digital transformation in banking information systems on transaction decisions in Islamic banks. This research was conducted in Indonesia with a quantitative method with a survey. Respondents' perceptions that can be analyzed are 391 respondents and tested using simple linear regression. The findings contribute to empirical evidence that digital transformation in banking information systems has a positive effect on transaction decisions in Islamic banks. These findings have implications for digitization in banking, directly or indirectly, having a positive impact on increasing customers using Islamic banks, which in turn can increase the market share of Islamic banks in Indonesia.