Journal of Applied Islamic Economics and Finance
Vol. 4 No. 3 (2024): Journal of Applied Islamic Economics and Finance (June 2024)

Analisis Pengaruh Risk Profile Terhadap Profitabilitas Unit Usaha Syariah Pada Tahun 2015 – 2023

Aryani, Sania Nisa (Unknown)
Setiawan, Iwan (Unknown)

Article Info

Publish Date
30 Jun 2024

Abstract

The increase in financing accompanied by a decrease in credit risk in Sharia Business Units does not increase profitability. So this research was conducted to see the effect of risk profile on profitability. Risk profile variables will be proxied by NPF, PSR, FDR, and AC. There are 11 samples of Islamic Business Units that meet the criteria as research objects by taking quarterly report data from 2015 - 2023. Panel Data Regression Analysis is used to analyze and the results show that NPF and AC have a negative effect, FDR has a positive effect and PSR has no effect on ROA. Since AC has the most dominant influence, the Islamic Business Unit should invest cash in short-term securities (more liquid than financing) to avoid idle money.

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Journal Info
Journal of Applied Islamic Economics and Finance
Website

Abbrev

jaief

Publisher

Politeknik Negeri Bandung

Subject

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Journal of Applied Islamic Economics and Finance is a journal published by the Accounting Department of Politeknik Negeri Bandung, Indonesia. JAIEF (e-ISSN: 2746-6213) is published thrice a year (October, February, and June). As the name implies, this journal brings two major themes, namely Islamic ...