JEKAMI: Journal of Accounting
Vol. 2 No. 1 (2022): Januari 2022

Risk Management Evaluation in Murabahah Financing at BNI Syariah Bank Makassar Branch

Firdawati (University of Muhammadiyah Makassar)



Article Info

Publish Date
01 Jan 2022

Abstract

The results in this study are the Bank BNI Syariah Makassar Branch conducts risk management evaluation to anticipate and minimize the risks that arise in murabahah financing. The risks that often arise are credit risk and operational risk. Bank BNI Syariah Makassar Branch implements risk management with a process of identification, measurement, monitoring and risk control. Risk identification process using the 5C principles, risk measurement using stress testing and determining customer scoring, monitoring risk through risk profiles and monitoring customers and her business, finally controlling risk through internal control & restructuring stage, namely rescheduling & reconditioning. Bank BNI Syariah Makassar Branch also handle emerging risks and creates new strategies during the covid-19 pandemic. Bank BNI Syariah Makassar Branch continues to evaluate and develop policies that are set to improve the implementation of risk management, especially in the financing of murabahah.

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Journal Info

Abbrev

akuntansi

Publisher

Subject

Economics, Econometrics & Finance

Description

JEKAMI: Journal of Accounting has e-ISSN 3021-7407 published by Pustaka Digital Indonesia, this journal publishes research articles in the field of Economics. This journal publishes research studies using various qualitative and/or quantitative methods and approaches in the field of Economics. This ...