Al-bank: Journal of Islamic Banking and Finance
Vol 2, No 2 (2022): July - Desember 2022

Solusi Financial Technology Syariah Terhadap Persoalan Keuangan Anggota Koperasi Karyawan

Nuruddin Muhammad Ali (Universitas Islam Negeri Syarif Hidayatullah Jakarta)
Euis Amalia (Universitas Islam Negeri Syarif Hidayatullah Jakarta)



Article Info

Publish Date
30 Jul 2022

Abstract

This study is to seek Islamic financial solution for members of employee cooperative in a particular firm by using Financial Technology platform which meet sharia terms and conditions. Methodology is Using the existing literature on FinTech and incorporating these contributions into a traditional Islamic financial structure, characteristics are outlined and placed into a framework that describes the industry. The findings that Islamic P2P Financing could propose a solution for financial problem faced by employee who need with limited amount for short period of time which Islamic banks could not provide. The findings of the study serve as a reference to industry players and regulators in formulating peer to peer financing for employee cooperative members and other similar cooperatives. This paper contributes by defining FinTech in Islamic finance and proposes term peer to peer financing instead of peer to peer lending which is not suitable with the nature of Islamic finance.

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Journal Info

Abbrev

Albank

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Al-Bank: Journal of Islamic Banking and Finance is a journal that publishes research results related to the themes of Islamic Banking and Finance. It also provides an important role in promoting the process of knowledge, values and skills. Scientific texts that discuss the topics of Islamic Banking ...