Jurnal Intelek Dan Cendikiawan Nusantara
Vol. 1 No. 5 (2024): OKTOBER-NOVEMBER 2024

ANALISIS HAMBATAN NASABAH DALAM MENGADOPSI PRODUK-PRODUK BANK SYARIAH INDONESIA: STUDY DI KABUPATEN PESAWARAN

Rizki Tri Sulam (Unknown)
Muhammad Iqbal Fasa (Unknown)



Article Info

Publish Date
07 Nov 2024

Abstract

This study aims to analyze the obstacles faced by customers in adopting Islamic bank products Indonesia. Although the growth of Islamic banking has shown a positive trend, the market share of Islamic banks is still relatively small compared to conventional banking. This study uses a qualitative approach by conducting in-depth interviews with 22 Islamic bank customers and 13 conventional bank customers in Pesawaran Regency. The results of the study identified several obstacles found including: 1) Lack of education from Sharia Banking, 2) Human Resources (HR), 3 Public Understanding of Sharia Banking, and 4) Public Interest in adopting Sharia Banking products. This study recommends several strategic interventions, as well as increasing Islamic financial literacy. This finding is expected to provide a change in knowledge for regulators and Islamic banking industry players in formulating policies and strategies to increase the adoption of Islamic bank products in Indonesia.

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Journal Info

Abbrev

jicn

Publisher

Subject

Other

Description

Jurnal Intelek Dan Cendikiawan Nusantara (JICN) adalah Jurnal Multi Disiplin Semua Bidang Ilmu sebuah publikasi yang melayani sebagai wadah bagi penelitian interdisipliner dan kolaboratif di berbagai bidang ilmu. Jurnal ini memperoleh keunggulan dengan mencakup berbagai disiplin ilmu, seperti ilmu ...