IJIBE (International Journal of Islamic Business Ethics)
Vol 9, No 2 (2024): September 2024

The Influence of Mudharabah Financing and Murabahah Financing on Net Profit in Sharia Commercial Banks in Indonesia 2019–2020

Prasetya, Aulia Dinda (Unknown)
Winarsih, Winarsih (Unknown)



Article Info

Publish Date
01 Oct 2024

Abstract

Mudharabah and Murabahah Financing are part of the Sharia Commercial Bank program, which aims to increase net profit. From 2019 to 2020, Mudharabah and Murabahah Financing were included in the three types of financing most popular with customers. The higher the value of Mudharabah and Murabahah Financing, the higher the net profit generated. This research analyzes the influence of Mudharabah and Murabahah Financing on the net profit of Sharia Commercial Banks in 2019–2020. The population of this study is Sharia Commercial Banks registered with the OJK in 2019-2020. The sample was taken using a purposive sampling method, obtaining a sample of 8 Sharia Commercial Banks. This study used secondary data, which uses documentation data collection methods. This study found that Mudharabah Financing variable positively affects the net profit of Sharia Commercial Banks. Meanwhile, Murabahah Financing variable does not affect the net profit of Sharia Commercial Banks.

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Journal Info

Abbrev

ijibe

Publisher

Subject

Economics, Econometrics & Finance

Description

International Journal of Islamic Business Ethics (IJIBE) is a publication medium of research results in the field of Islamic business ethics. Islamic business ethics is a concept of business which based on Islamic values and principles. It is guidance for business actors to know what is right or ...