Jurnal Ekonomi dan Bisnis
Vol. 2 No. 12 (2024): Desember

PENGARUH PERSEPSI KEMUDAHAN PENGGUNAAN DAN PERSEPSI KEAMANAN TRANSAKSI TERHADAP MINAT MENGGUNAKAN APLIKASI DANA PADA MAHASISWA FAKULTAS EKONOMI UNIVERSITAS NEGERI JAKARTA

Prianda Saputra (Unknown)
Muhammad Rafli (Unknown)
Batahan Renaldi (Unknown)
Shuja Azmi Ismail (Unknown)
Hendryawan Cipta Mulia (Unknown)



Article Info

Publish Date
15 Dec 2024

Abstract

This aims to analyze the influence of perceived ease of use and perceived security on the interest in using the DANA application among students of the Faculty of Economics, Universitas Negeri Jakarta. The rise of financial technology usage has significantly changed the landscape of financial services, particularly in the context of digital payment systems like e-wallets. DANA, a leading digital wallet launched on November 5, 2018, has gained popularity, especially among millennials who prioritize convenience and security in their transactions.Using a quantitative approach with a survey method, data were collected from 100 respondents through a structured questionnaire. The data were analyzed using Structural Equation Modeling (SEM) with Partial Least Squares (PLS). The findings reveal that both perceived ease of use and perceived security have a positive and significant effect on students' intention to use the DANA application. Specifically, as users perceive the application to be easier and more secure, their interest in utilizing DANA for daily transactions increases.

Copyrights © 2024






Journal Info

Abbrev

home

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi dan Bisnis adalah jurnal yang menerbitkan hasil penelitian, baik kajian teori maupun lapangan, baik secara umum maupun secara khusus yang berkaitan dengan bidang ekonomi dan ...