Ulumuddin : Jurnal Ilmu-ilmu Keislaman
Vol 15 No 1 (2025): Ulumuddin: Jurnal Ilmu-Ilmu Keislaman

Analisis Faktor Berpengaruh Terhadap Kinerja Keuangan Bank Umum Syariah Saat Pandemi COVID-19

Istiqomah, Nita Sri (Unknown)
Ayudiati, Citra (Unknown)
Rahman, Ahmad Syafii (Unknown)
Hermawan, Toto (Unknown)



Article Info

Publish Date
05 Jan 2025

Abstract

The world was shocked by the emergence of COVID-19, which resulted in the paralysis of the world economy, especially in the Islamic banking sector, which resulted in financial performance. The purpose of this study is to analyze the factors that affect the financial performance of Islamic commercial banks through the Sharia Conformity and Profitability (SCnP) and CAMEL methods using 11 indicators, namely Sharia Investment Ratio, Sharia Income Ratio, Profit Sharing Ratio, Return on Assets, Return on Equity, Net Profit Margin, CAR, KAP, MAN, BOPO, and LDR. This study took two bank samples, namely Bank Syariah Indonesia and Bank Muamalat. The method used is a quantitative approach by looking at the annual financial statements of each bank. The results showed that the Sharia Conformity, Profitability, and CAMEL approach methods partially and simultaneously affected the financial performance of Islamic commercial banks during the covid-19 pandemic outbreak and post-pandemic.

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Journal Info

Abbrev

agama_islam

Publisher

Subject

Humanities Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

Description

Jurnal Ulumuddin is a medium of diffusion and exchange of the up to date information on the research findings on Islamic Studies in Indonesian context. It covers various perspectives of humanities and social sciences, with special interest on Islamic education and law of muslim societies as the main ...