Iqtisadie: Journal of Islamic Banking and Shariah Economy
Vol. 4 No. 2 (2024): September 2024

Peran Bank Syariah Dalam Digitalisasi Pembayaran Berbasis Qris Pada Minimarket Pondok Al Fitrah Di Era 4.0

Oktaviani, Lusi (Unknown)



Article Info

Publish Date
16 Dec 2024

Abstract

This research explores the role of Islamic banks in supporting the digitization of QRIS-based payments at the Al-Fithrah Islamic Boarding School Minimarket in the Industry 4.0 era. In the context of the transformation of the banking sector through advanced information technology, QRIS (Quick Response Code Indonesian Standard) has emerged as an efficient and secure payment method, facilitating faster and more practical non-cash transactions. This study uses a qualitative approach with interviews and documentation as data collection methods. The research results show that the implementation of QRIS in the Al-Fithrah Islamic Boarding School minimarket is effective in facilitating financial circulation and increasing operational efficiency. The use of QRIS also supports financial system transparency and provides easy access for consumers. In conclusion, digitalization through QRIS has had a positive impact on increasing minimarket performance and income, showing that Islamic banks have an important role in encouraging digital financial innovation and inclusion.

Copyrights © 2024






Journal Info

Abbrev

iqtisadie

Publisher

Subject

Economics, Econometrics & Finance

Description

that Journal is published twice a year every March and September. This journal contains studies on bank and non-bank Islamic financial institutions and Islamic economics. This journal can be accessed openly which means that all the content available is freely accessible at no cost, either to the ...