Management Studies and Business Journal
Vol. 2 No. 1 (2025): Management Studies and Business Journal (PRODUCTIVITY)

CRYPTOCURRENCY VS TRADITIONAL BANKING UNRAVELING THE FUTURE OF FINANCIAL SYSTEMS

Harefa, Fati Elfina Doris (Unknown)
Octafian, Ray (Unknown)

Article Info

Publish Date
18 Jan 2025

Abstract

This research discusses the comparison between blockchain technology in cryptocurrency and banking technology infrastructure, with a focus on the dimensions of security, efficiency and scalability. Using approach Systematic Literature Review (SLR) with guidelines PRISMA, the study found that blockchain excels in decentralization and efficiency for international transactions, but has challenges in its scalability and security. On the other hand, traditional banking is more stable and efficient for domestic transactions, although it is limited in facing digitalization challenges. The implications of this research provide insight for developers and regulators to design a more efficient and safer financial system by integrating the advantages of both.

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Journal Info
Management Studies and Business Journal
Website

Abbrev

productivity

Publisher

PT Penelitian dan Pengembangan Ilmu

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Management Studies and Business Journal (PRODUCTIVITY) reviewed covers theoretical and applied research in the field of Management and Business. Priority is given to those articles which satisfy the main scope of the journal, and have an impact in the research areas of interest. PRODUCTIVITY Journal ...